Fit with the lender’s stated products and operating needs
32 of 150; 21.3%; Wilson 95% interval 15.5% to 28.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q3: 2 of 3 runs; Claude, q7: 2 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q1: 3 of 3 runs; Perplexity, q2: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q1: 3 of 3 runs; Google AI Overviews, q2: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q1: 2 of 3 runs; Google AI Mode, q2: 2 of 3 runs; Google AI Mode, q3: 2 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1; loan-origination-software|q1|Google AI Overviews|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Google AI Overviews|2; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3; loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3; loan-origination-software|q7|Claude|1; loan-origination-software|q7|Claude|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://blog.digitalheroesco.com/best/best-loan-origination-software/: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://thelosdirectory.com/: 4 source answers; https://thelosdirectory.com/best/loan-origination-software: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.capterra.com/loan-origination-software/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/blog/best-loan-origination-software/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.multimodal.dev/post/best-loan-origination-software: 3 source answers; https://www.softwareadvice.com/loan-origination/: 1 source answers; https://www.uptiq.ai/feeds/best-commercial-loan-origination-software-banks: 1 source answers; No source shown: 25 source answers
Applicable lending and jurisdictional compliance controls
16 of 150; 10.7%; Wilson 95% interval 6.7% to 16.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 13 source answers
No adjacent vendor passage coded for this criterion.
Configurable lending workflows
13 of 150; 8.7%; Wilson 95% interval 5.1% to 14.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 2 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 3 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 11 source answers
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Full total cost of ownership
12 of 150; 8.0%; Wilson 95% interval 4.6% to 13.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 9 source answers
No adjacent vendor passage coded for this criterion.
Application and activity audit logs
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Connections with the lender’s existing systems
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; No source shown: 8 source answers
No adjacent vendor passage coded for this criterion.
Underwriting and credit assessment support
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 2 source answers; No source shown: 8 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3
No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Newgen: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- timveroOS: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Automation of repetitive loan processing work
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 7 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- ICE Mortgage Technology: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- MeridianLink: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Overviews|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
Configuration without extensive custom programming
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 8 source answers
No adjacent vendor passage coded for this criterion.
Growth in lending volumes
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Core banking connections
9 of 150; 6.0%; Wilson 95% interval 3.2% to 11.0%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q2: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q2: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 9 source answers
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Mode|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q2|Google AI Mode|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Cloud based infrastructure
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 2 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q3: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 8 source answers
- Calyx: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LendingPad: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Connected lending lifecycle from application to funding or servicing
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Mode, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 7 source answers
- Cync Software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- FIS: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3
No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Newgen: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- timveroOS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Credit bureau connections
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Data encryption
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Digital loan application intake
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Identity, fraud, income or asset verification connections
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Digital and assisted origination channels
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 1 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Ease of use for borrowers and lending staff
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Loan funding workflows
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 6 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Rules based decisioning
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Working core banking, bureau and business system connections
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Configurable system functionality
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q10|Google AI Overviews|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|1
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
- Cync Software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q10|Google AI Overviews|3
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Vergent LMS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Deployment architecture suited to IT and data requirements
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 3 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Ease of use for borrowers
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
- Blend: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Ease of use for lending staff
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Ongoing regulatory updates
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Performance under peak lending volumes
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Protection of sensitive borrower data
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Task routing
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Tested working integrations
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Mobile borrower applications and onboarding
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Required disclosures, notices and deadline tracking
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Required lending disclosures and notices
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Role based access restrictions
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support for required complex loan structures
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Supported APIs
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 3 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
APIs and prebuilt connectors
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Application data verification
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower digital portal
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Borrower document upload
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Closing and funding workflows
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Collateral management
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Configurable credit policies and decision rules
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q10: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 3 source answers
- HES LoanBox: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Connections with business tools such as CRM and documents
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Ease of use
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Implementation and onboarding assistance
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Integration costs
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Loan closing workflows
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Manual review and exception handling
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Pricing by users, portfolio volume and fees
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Overviews|1
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Relevant lending experience and track record
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Staff training
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Support for multiple loan types
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q2: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q2|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- MeridianLink: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Overviews|1
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Newgen: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q2|Google AI Overviews|1
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Vendor viability and resilience
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 2 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Alerts for policy and compliance exceptions
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Automated credit decision rules and scoring
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower application status visibility
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Complete origination functionality
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Compliance workflows adapted by product or jurisdiction
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Connections with loan servicing systems
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Contract duration
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Coordination among lending, credit and risk teams
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Core banking or loan servicing connections
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Cost appropriate to lending volume and budget
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q3: 2 of 3 runs; Google AI Mode, q3: 1 of 3 runs
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|3
No source shown: 3 source answers
- ARIVE: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Calyx: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Jupiter: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- LendingPad: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Credit risk management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Data access restrictions
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 2 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined maximum potential data loss
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Defined ownership, cost and maintenance of integrations
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Defined recovery time objectives
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Demonstrated performance using representative loan scenarios
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document screening and verification
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers
No adjacent vendor passage coded for this criterion.
Documented APIs and supported connectors
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Documented migration plan and acceptance criteria
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Electronic signature support
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Incident notification commitments
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Incident response procedures
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Included capabilities versus configuration or custom development
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Lending reporting and analytics
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Loan approval workflows
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan document handling
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Multifactor authentication
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Named implementation responsibilities
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Oversight of service providers
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Ownership of lending data
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 2 source answers
No adjacent vendor passage coded for this criterion.
Pipeline, portfolio and operational reporting
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Post close loan portfolio management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Overviews|3
No source shown: 3 source answers
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Post launch support
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
References and evidence from comparable lenders
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Renewal, termination and transition terms
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 2 source answers
No adjacent vendor passage coded for this criterion.
Required functions currently delivered and available
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Save and resume an incomplete application
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Secure document collection, storage and retrieval
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Security testing and assessment evidence
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Specific adverse action reasons and explanations
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 3 source answers
No adjacent vendor passage coded for this criterion.
Tamper resistant activity and application audit trails
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Task management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Tested restoration and recovery evidence
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Usable complete data exports including documents and audit history
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Vendor references and case studies
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Application record retention rules and history
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Auditable lending decisions
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Connected data without duplicate entry or silos
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
No source shown: 2 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Mode|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Connections with wholesale lenders
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q3: 2 of 3 runs
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 source answers
- ARIVE: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Jupiter: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Credit decisioning
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 1 source answers
- MeridianLink: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Overviews|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q9|Google AI Overviews|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Defined approval authority and limits
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document collection
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|1
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document requests and checklists
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Dynamic document generation
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers
No adjacent vendor passage coded for this criterion.
Handling integration failures
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Handoff from origination to servicing
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Human overrides of automated decisions
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 2 source answers
No adjacent vendor passage coded for this criterion.
Implementation duration
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Independent security assurance reports
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Know your customer and anti money laundering controls
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers
No adjacent vendor passage coded for this criterion.
Loan servicing
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Newgen: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- timveroOS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Claude|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Measured completion time, manual work and errors
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Mobile borrower access
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Mobile friendly or multi channel onboarding
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple borrowers and guarantors
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Reliable service availability
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Remote access to lending operations
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
System uptime history
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Usable lending data exports
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Vendor financial stability
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers; https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
A usable integration test environment
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
API documentation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
APIs or built in integrations
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers
No adjacent vendor passage coded for this criterion.
Accessible underlying lending data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Accessible user interfaces
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Accurate lending disclosures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application consent records
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application conversion and turnaround reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application forms that adapt to borrower answers
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers
No adjacent vendor passage coded for this criterion.
Approval, denial, override and exception reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Automatic or ongoing software updates
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Backups and disaster recovery arrangements
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower and member experience
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q2: 1 of 3 runs
Deposited source answers loan-origination-software|q2|Google AI Overviews|1
No source shown: 1 source answers
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q2|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Origence: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q2|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Choice of commercial risk, retail efficiency or CRM integration
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q1: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Overviews|1
No source shown: 1 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- MeridianLink: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
Clear boundaries between LOS and separate systems
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Complex corporate entity structures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|3
No source shown: 1 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|3
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Configurable dashboards and reports
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Configurable loan pricing and eligibility rules
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Configuration and customization effort
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers
No adjacent vendor passage coded for this criterion.
Connections with data warehouses and reporting tools
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Connections with digital self service channels
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Controlled integration failures, retries and duplicate handling
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Cost per funded loan reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Credit risk scoring
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers
No adjacent vendor passage coded for this criterion.
Data exchange between connected systems
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Data migration support
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined data exchange and reconciliation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined export formats and fees
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined support hours
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Document security
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Document version history
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Documented protection of sensitive borrower data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 1 source answers
No adjacent vendor passage coded for this criterion.
Documented system uptime and service commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Financial spreading and global cash flow analysis
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Financial statement spreading
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Global cash flow analysis
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Growth in loan volume and additional products or channels
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers
No adjacent vendor passage coded for this criterion.
Identified subcontractor dependencies
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Implementation and advisory support
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Implementation costs
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Independent security assurance reports including scope and exceptions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan pricing logic
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan workflow stage tracking
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1
https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple borrowers, business entities and guarantors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple guarantors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers
No adjacent vendor passage coded for this criterion.
Ongoing regulatory updates with defined responsibilities
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Ongoing vendor oversight
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
Operational downtime during migration
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Operational lending reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Post launch support and escalation commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Real time reporting data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Real time data exchange
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconciliation of integration data and errors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable application history
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable decision inputs, rules, versions and overrides
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable history of data, rules, decisions and communications
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Recorded approvals
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Regulatory lending reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reproducible lending decisions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Required internal implementation staff time
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reviewable, explainable and disableable AI decisions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Secure electronic signatures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Staff work queues
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support escalation procedures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support for relationship based lending
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q1: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2
No source shown: 1 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
Vendor source evidence
Deposited source answers loan-origination-software|q1|Google AI Mode|2
No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Support response commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Task routing and escalation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Tested rule changes with version history and rollback
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Traceable decision versions, overrides and reasons
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers
No adjacent vendor passage coded for this criterion.
Unified reporting tools
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Unified view of customer information
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Workload and bottleneck reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.