Head to head · Loan origination and lending software · release 2026-09
Mortgage Cadence vs nCino
Mortgage Cadence: 11 of 150. nCino: 92 of 150. Same ten buyer questions, same five engines, same day. There was no question where Mortgage Cadence was named and nCino was not. Mortgage Cadence was named by ChatGPT, Perplexity, Google AI Overviews and Google AI Mode only.
nCino is the most named checked vendor in loan origination and lending software in this release, so every other vendor in the category is compared with it.
One capture on 22 September 2026, ten fixed questions, three runs per engine. Not a ranking, and an engine can answer differently on a refresh.
Each engine's count over its valid answers to all ten questions.
Mortgage Cadence and nCino, named per engine.
Vendor
ChatGPT
Claude
Perplexity
Google AI Overviews
Google AI Mode
Mortgage Cadence
1 of 30
0 of 30
4 of 30
3 of 30
3 of 30
nCino
15 of 30
21 of 30
17 of 30
20 of 30
19 of 30
Measured head to head
No question in this release asked the engines to choose between Mortgage Cadence and nCino; the counts above come from the ten buyer questions.
What the engines said about each
Assuming you mean ICE’s Encompass mortgage loan origination system (LOS), my shortlist would be LendingPad, ARIVE, Byte, Empower, and Mortgage Cadence.
One sentence per engine at most, chosen by a fixed rule: the first full sentence naming a checked vendor, read in run order. Every answer in full: DOI 10.5281/zenodo.22907695.
What to do with this
Mortgage Cadence claims its record, free, and runs the free check on its own name. The widest gap is on “What is the best loan origination software for a community bank?”: that is the question to fix with Answer Repair, $490.