Free Index Brief · 2026-09.1

nCino

Loan origination and lending software

92 of 150 valid answers, 61.3% (Wilson 95% interval 53.3% to 68.8%)

Observed answers on stated dates, not a ranking.

Download the one-page PDF · Dated record

By engine

ChatGPT
15 of 30

Claude
21 of 30

Perplexity
17 of 30

Google AI Overviews
20 of 30

Google AI Mode
19 of 30

By buyer question

Other vendors below have a higher observed count on that question. The full checked set remains on the record.

Buyer question	Named	Other vendors named
What is the best loan origination software for a community bank?	15 of 15	None with a higher observed count
What is the best loan origination software for a credit union?	12 of 15	MeridianLink (15 of 15)
What is the best mortgage LOS for a small broker shop?	0 of 15	LendingPad (15 of 15); Calyx (13 of 15); ICE Mortgage Technology (6 of 15)
What are the best alternatives to Encompass?	7 of 15	ICE Mortgage Technology (15 of 15); Calyx (12 of 15); LendingPad (12 of 15); see full record
What are the best alternatives to MeridianLink?	15 of 15	None with a higher observed count
What are the best alternatives to nCino?	15 of 15	None with a higher observed count
MeridianLink vs nCino: which is better for a community bank?	15 of 15	None with a higher observed count
Encompass vs Blend: which should a mortgage lender choose?	1 of 15	ICE Mortgage Technology (15 of 15); Blend (12 of 15)
What should I look for when choosing a loan origination system?	3 of 15	None with a higher observed count
Which loan origination platform fits a lender that funds commercial and specialty loans in house?	9 of 15	None with a higher observed count

Vendor domain citations

29 of 150 valid answers, 19.3% (Wilson 95% interval 13.8% to 26.4%). investor.ncino.com, ncino.com

Release 2026-09, version 2026-09.1. DOI 10.5281/zenodo.22907695. Answer capture: 2026-09-22. Published 2026-09-23.

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